Personal Incarnation

Creature — Avatar Incarnation    (CMC:6)

: The next 1 damage that would be dealt to Personal Incarnation this turn is dealt to its owner instead. Any player may activate this ability, but only if he or she owns Personal Incarnation. When Personal Incarnation dies, its owner loses half his or her life, rounded up.

22 ME4 • ENKev Brockschmidt

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Legal in: Legacy,Vintage,Commander

Oracle Text (click to copy):

Personal Incarnation {3}{W}{W}{W} Creature — Avatar Incarnation {0}: The next 1 damage that would be dealt to Personal Incarnation this turn is dealt to its owner instead. Any player may activate this ability, but only if he or she owns Personal Incarnation. When Personal Incarnation dies, its owner loses half his or her life, rounded up. 6/6

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10/4/2004
You do not lose life if this card is exiled or sent someplace without going to the graveyard first.
10/4/2004
The owner of the Incarnation loses life when it is destroyed, not the controller. So if you control your opponent's Incarnation you can let it die to make them lose life.
2/1/2007
If you attempt to halve a negative life total, you halve 0.  This means that the life total stays the same.  A life total of -10 would remain -10.

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